Recently, I've realized that low stats aren't all that terrible as it may seems. I played as William the Conquerer, who died right away. Cue his deadbeat son inheriting with the only good stat is martial at a "high" 6, and having every sin imaginable. Luckily I kept the realm together with him and bred a nice heir for him.
Six kings later, I quit and look, this guy had the longest reign out of all my rulers :-/