Alright, I think I'm gonna go for this.
Here's what I have so far:
Guild Ranks of "Bank of Atamara"
Nr. Title Joining Fee Monthly Fee/Grant Max. Debt
1 Founder
5 Magistrate 10 gold 100 gold
6 Auditor 20 gold 100 gold
7 Gold Class Creditor 500 gold 75 gold 0 gold
8 Silver Class Creditor 300 gold 50 gold 0 gold
9 Creditor 100 gold 30 gold 0 gold
20 Account Holder 25 gold 0 gold 0 gold
21 Minor Debtor -60 gold 100 gold
22 Moderate Debtor -80 gold 300 gold
23 Major Debtor -100 gold 500 gold
110 Applicant 0 gold 0 gold
Does this grant fee structure look right to you guys?