Ah, alright, fair enough.
It only took seven pages for Anaris to tell us this info. . . .
I still think it's crap. Low odds of happening does not compensate for the fact that there is no way to reduce the risk. Warriors don't have troops randomly deserting if they do everything alright and keep stats high, they don't risk stumbling on their swords and accidently wounding themselves while just travelling, courtiers don't risk buildings crumbling on them for just sitting in a region. If at least we could hire guards, then if it happened we could blame ourselves for not getting any/enough if one loses thousands of gold to randomness.
