Why does it need a subclass? Just having something key off of one of the combat stats would work.
Actually...Warriors getting a chance to fight off the bandits, Priests or diplomats getting a chance to talk their way out of it, infiltrators slipping away, etc might not be a bad thing. Designate a primary stat for each class or subclass, have the percentage in that stat count toward your chances...
This seems very balanced to me.
I'm fairly certain they already do. When Brance was a trader on Dwilight, he fought off a bandit group when traveling alone with 8 or 9 caravans. May have just been flavor text, but it did say I fought them off.
Indeed, pretty sure this does happen. I did it once when I was swapped out of a priest class as well, as a hero, I think.
