I've been following this a bit. Here's my "official" two cents:
No, "old guys clubs" are NOT clans. A clan is something that has an OOC element to it. An "old guys club" running a realm might still be a problem, if they are excluding others. But they are not a clan by the definition I use. This is especially true for the "official" position on clans that basically says "it's not illegal to have friends or play with them, but please don't exclude others".