Are we even talking about the same game here? People rarely accept terms in this game. The winners usually want a city at least. Losers don't want to give up anything. Even when a sensible guy is on the throne and is willing to accept terms, players of that guy's realm sometimes overthrow the guy for accepting terms. Since you don't really lose much, people don't willingly give up. I think there should be a huge penalty for getting your realm destroyed like losing 90% of your honor and prestige you've earned in that realm upon your realm's destruction. Even after you run, this penalty should track you down. Maybe people will think twice about fighting to the end. Then again I doubt that will stop people since people quit once their realms get destroyed.
This is a perspective piece, not anything that tells us what actually happens. It's what you "feel" happens.
