a) Well, what if no one wants to be a banker? Maybe we should automate the process then? That's a weird argument. I don't even believe that you can't find a knight in any army who is willing to make at least some sort of decisions on the front. Do you think most players are just bots or something? No, most players actually keep track of what's going on around their characters, obviously.
b) I actually can testify that intense back and forth in multi-realm chats is never something great. It's always about something petty and it quickly spirals into bickering. And it always culminates in OOC messages where people rationalize why their characters are acting like imbeciles, blame each other for historical inconsistencies, ask others to stop the drama, etc. I'd prefer all this stuff abridged to 2-3 messages per person over the span of several days.
