the older the previous character, the bigger the boost on the next character.
I think this is a really bad idea. We want to incentivise people to retire old characters but your idea gives players reasons to sit on their ancient chars until they're 150.
Possible exploits: People could make a bunch of nobles and then delete them.
Easy to counter if there's a min age when retirement will add H/P to family's score (maybe like 35 y.o.)
Liked the idea overall.