It fixes the Top Family feature and allows people to spend their excess gold (currently there is not enough stuff to spend gold on).
What realms are you in where you have so much excess gold that it's more useful to send it to your family (which you said was useless) rather than spending it on your character, your unit or your realm?
I'm sorry, but no. "Fixing" a useless statistic feature that most people don't even bother with is not worth the immense gold drain that these "top families" would cause in their realms if they had the opportunity to accumulate more near-useless family wealth.
