This is why regions with 4 or 5 knights is rare. Why the hell would you tax at 50%? Use the estate system to distribute gold. If you have to hand all that gold back, skip the bank and look at how your estates are setup. You can change the estate sizes however you'd like.
You not fond of the paper trail? 
I don't distribute gold all the time. If they work, sure. They didn't do any work this week, nope all mine! Why would I want my knights to have more gold when I can keep all of it myself to build more RCs?
