... is there even any point in not going the most risky option? that is, once you get a bit of equipment so you don't get wounded all that often.
i usually can't find anything unless max risk...
I've had my advy wounded at "stealth" before ("many monsters in this area, you see many signs of them with your own eyes"- or something)
She only has 25/25 gear though.
So yes, the settings can be useful
On max she would have probably been killed.
